Frequently Asked Questions
What do you do?
We act as a commercial finance introducer. We understand your business funding requirements and, where appropriate, introduce your enquiry to independent banks, finance companies, or alternative lenders.
Do you provide financial advice?
No. We do not provide financial advice, recommendations, or regulated financial services. All lending decisions are made independently by third-party lenders.
Are you a lender?
No. We do not lend money ourselves. We introduce businesses to third-party finance providers who may be able to consider their funding request.
Does submitting an enquiry mean I’m approved?
No. Submitting an enquiry does not constitute an approval or guarantee of funding. It is an initial step to understand your requirements and determine whether an introduction to lenders may be appropriate.
Who makes the lending decision?
All lending decisions, terms, and agreements are made solely by the lender after their own independent assessment.
Will my credit score be affected?
Submitting an enquiry through our website does not involve a credit check. Any credit assessment is carried out directly by the lender at a later stage, if applicable.
What types of businesses do you work with?
We work with a wide range of UK small and medium-sized businesses across different sectors. Each lender has its own criteria, and suitability is assessed on a case-by-case basis.
How long does the process take?
Timescales vary depending on the lender and the information required. We aim to make introductions promptly once we have the necessary details.
Are you tied to any specific lenders?
No. We operate independently and are not tied to any single bank or finance provider.
What information will I need to provide?
Initially, we require basic information about your business and funding needs. If a lender wishes to proceed, they may request additional documentation directly from you.
Is there a fee for your service?
No. We do not charge businesses a fee for making an introduction.
Where applicable, we may receive a commission from the lender if funding is successfully completed. This does not affect the lender’s assessment or decision. Any such commission arrangements are standard within the industry.
Is my information kept confidential?
Yes. Your information is handled confidentially and only shared with third-party lenders with your consent.
We encourage businesses to seek independent professional advice before entering into any financial agreement.